Maryland Retirement Information

Maryland is one of the smallest states in terms of area, as well as one of the most densely populated states of the United States. The state's largest city is Baltimore, and its capital is Annapolis.

Maryland has the highest median household income, making it the wealthiest state in the nation.

Maryland is “America in Miniature” because of its varied landscape. You can ski in the mountains in the west, sail on the Atlantic Ocean in the east and hike through lush, creek-lined rolling hills in the middle of the state.

Those seeking to retire near water have more options here than in many other states. Maryland touches three major bodies of water, the Chesapeake Bay, the Potomac River estuary and Atlantic Ocean, and the state boasts roughly 4,000 miles of shoreline, 400 lakes and dozens of rivers and creeks. This means easy access to activities ranging from fly-fishing and boating to kayaking and canoeing.

Cultural opportunities are abundant. Baltimore has an opera, symphony and local theater; Annapolis has a myriad of museums and Maryland is just a short drive or train ride to Washington, D.C.

Living In Maryland

Maryland has a wide array of climates, due to local variances in elevation, proximity to water, and protection from colder weather due to downslope winds.

The eastern half of Maryland has a humid subtropical climate with hot, humid summers and a short, mild to cool winter.

Average annual snowfall varies from 9 inches in the coastal areas to over 100 inches in the western mountains of the state.

Tornadoes Once in a while
Hurricanes Frequently
Earth quakes None
Wildfires Rare
Flooding Often along rivers
Tidal Surges Yes
Mud Slides None
Volcanoes None
Snow Yes
Freezing Rain Yes
Cold Winds Yes
Maryland State Retirement and Pension System
Maryland State Retirement & Pension System
Guide to Taxes on Retirees-Kiplinger
Maryland retirement guide
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