Most Americans are familiar with the stereotype of snowbirds -- people who move someplace warmer for at least part, if not all, of their retirement.

For those who don't mind a little real winter, Indiana can be a great place to live. Most people feel at home because Indiana is nicknamed the "crossroads of America."

Indianapolis offers a number of nationally renowned hospitals and medical treatment of all kinds. Chicago, Illinios also offers high quality medical care.

The state also boasts lower-than-average nursing home and assisted-living costs.